How To Find A New School Near You 

It’s hard to believe its that time of year again. I hope it was an enjoyable summer for you. Choosing a home is big decision and sometimes you choose your home based on the schools in the area and their reputation. Maybe you choose a school for a language, an art, a sport. Whatever your reason these things are what you need to consider when choosing a school that will be right for you and your family

http://blog.remax.ca/good-school-near-you/ 

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What's Your Credit Score?  Why Is It Important To Know? 

We’re you aware that when you apply for a mortgage, loan etc the lender is not allowed to tell you what your actual score is?

They are only able to tell you whether you qualify. So why is it so important to know the actual number? Banks, credit card companies etc loan you money based on that score. The higher the score, the better. For example, most lenders for a mortgage want your score at least 680. For things like car loans, credit cards over 625. You can simply log onto www.equifax.ca to find out your score today. You can pay a one-time nominal fee to find out your score right now, or you can pay a monthly fee to have your credit monitored. Why would you want to monitor your credit score? In this day an age identity theft is a real growing concern. You can sign up for fraud alerts and be notified of any suspicious activity. Thieves can use basic personal information such as your name, address and social insurance number for open up accounts for credit cards and loans. Start protecting yourself today. 

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Is There A Way To Tell If A Property Has An Offer On It On Realtor.ca?

The answer is no. The only way to find out this information is to contact a licensed professional like myself. I am often asked about the wording and or ID numbers on Realtor.ca. For example x1235690. Some people believe that means there is a conditional offer. That is actually an ID number for that listing with the Toronto Real Estate board. It does not indicate if there is an offer or not. Some other things worth mentioning is some common wording you may see such as “include schedule B with all offers”. That is often an indication that it is a power of sale (Bank Sale) and/or estate sales. Sometimes you may also see irrevocable for ie 48 hours. That is another indication that may have to go through a legal avenue before the sign back. I’m glad to answer questions like this for you. Maybe you have had a simple question you wanted to be answered about something in Real Estate. You just have to ask me! 

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Surviving A Bidding War 

You’re about to make an offer on a home. Then, to your despair, you find out that three other offers have also come in for the same property.

 Be careful. It’s all too easy to get swept up in the excitement and, like a hand raised one too many times at an auction, end up paying more for the home than you had intended — or can afford.

Working with a good REALTOR® will increase the odds of getting the home at a price that’s right for you. 

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Should You Accept A Conditional Offer? 

There’s no doubt about it. The best kind of offer is a “firm” offer. The buyer offers you a certain price for your property and, should you accept it, the deal is done. Congratulations. You’ve just sold your house!

 But more often than not, an offer is “conditional”. That means the buyer is offering you a price, but with one or more conditions. If those conditions are not met, the buyer can walk away from the deal.

Examples of typical conditions include:

-Conditional upon arranging suitable financing within a fixed period of time.
-Conditional upon the buyer selling his own home by a specific date.
-Conditional upon an inspection of the property.

Should you accept a conditional offer? After all, if you do, the deal might fall through. But if you don’t, you might be passing up on an opportunity to sell your house for the price you want.

 A REALTOR® who understands the real estate market can help you make the right decision. 

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Will Your Furniture Fit? 

When shopping for a new house or condo, most buyers consider such factors as proximity to schools, number of bedrooms and bathrooms, size of the kitchen, and more. These are, of course, all important considerations. But there’s one question that few buyers ask – until it’s too late. “Will our furniture fit?”

This may seem like a trivial concern. But if you’ve invested thousands of dollars in a new living room suite, you’re going to be very disappointed if it looks too crowded in your new home.

Here’s a tip: measure rooms in your current home that contain the furniture you like most. This could be the living room, rec room, master bedroom or even the patio. Then imagine how much smaller – if at all – that room can be and still accommodate the furniture.

When you view condos or houses on the market, take those measurements with you. That way, you’ll be able to quickly determine if room sizes are going to be an issue.

And don’t forget to take a good look at entryways. If you have a large wrap-around sofa, for example, you’re going to want to make sure you can get it through the door! 

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Understanding The Home Buying Process 

The more you know about the best way to reach a goal, the more likely you are to get the result you want. So, whether you’re hunting for a new job, assembling a backyard BBQ, or training for a 3 mile run, you’ll want to use a proven process to help you get there.

That certainly holds true when shopping for a new home. There is a proven process to getting the home you want, in the area you want, at a price you can afford. Here are the highlights:

1. Get Ready
 
There’s a lot you must do before you pack your energy snacks in the car and go looking at homes. If you own your current home, you must prepare that property for sale. You should also get financing for a new home pre-approved, so you know exactly how much you can afford. 


2. Go Shopping

Your next step is to view the right homes currently available on the market. It’s a good idea to make a wish list of the features you’re looking for in a new home. You may not be able to get everything you want, but you can probably come pretty close.


3. Make An Offer


When you see a home you like, the first thing you’ll need to do is to make an offer. This can be tricky especially if there are other interested buyers.


4. Get An Inspection


Always get the home checked out by a qualified home inspector. A property may have issues, such as a foundation leak, that are not obvious during a viewing.


5. Prepare For The Move


Once you’ve made the purchase, you need to arrange for moving and deal with other details, such as utilities, telephone, mail forwarding and so forth. 

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The Advantages Of Getting Pre-Approved 

One of the best things you can do to ensure you get the home you want is to arrange for financing before you go shopping. This is often referred to as getting “pre-approved”.

 Getting pre-approved simply means that your lender has calculated how much of a mortgage they’re willing to offer you, depending on your down payment and current financial situation.

 There are two advantages to having a pre-approved mortgage. First, you know exactly what you can afford when shopping for a new home. Second, when you make an offer, you’re likely to be taken more seriously. 

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Buying A Home That Needs Work 

When you’re shopping for a new home, you may come across properties that require repairs or renovations. Are these houses worth the added expense? Will you get your money back if you decide to sell the house in the future?

 According to market studies, certain renovations and repairs do add more value to a home than the repairs typically cost. These include kitchen and bathroom renovations, new or improved landscaping, and electrical and plumbing repairs. 

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How To Handle Offers 

You obviously have experience purchasing a home. But you may not have had an opportunity, yet, to be on the other side of the transaction: putting your house on the market and entertaining offers.

Offers, in particular, can intimidate first time sellers (even those who have bought and sold a few times). After all, the stakes are high. If you don’t accept the offer, deciding to counter-offer instead, the buyer may lose interest. If you take the offer, you may do so at a lower price than you could have otherwise negotiated.

Let your REALTOR® help you steer clear of both those dangers.

An offer is typically presented by the buyer’s REALTOR®, who will give you the proposed price. He or she will also explain any conditions, such as “conditional on a satisfactory home inspection”. Regardless of the conditions, always ask if the buyer has arranged for a pre-approved mortgage.

Now comes the tricky part. Do you accept the offer, reject it, or counter-offer? As your REALTOR® we can work together to ensure you make the right move. Ultimately, your goal is to sell your house for a price that is comparable to what similar homes in the area have sold for recently. 

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Reducing the Stress of Moving Day 

Moving day is traditionally such a hectic and emotionally charged experience that there are even reality TV shows about it. Does it have to be that way? Is it possible to ensure that moving day goes smoothly? Picking a good moving company, or making similar arrangements to transport your belongings, is the obvious place to start. But here are some other tips you might not have considered:

Put pets in a kennel for the day. Pets may get excited by all the activity and tend to get in the way, or may hide where you can’t find them.

Have healthy snacks available. Vegetables, fruit, nuts, juices and water are all natural energizers.

Hire a babysitter for the kids. It’s going to be a long day for them.

Call your mover the day before. Confirm exactly when they will be arriving and be sure they’ll be bringing a large enough truck.

Clearly mark boxes that contain items you’ll need immediately. Think about the clothes, cookware, computer accessories, toys and other items you’ll want to find easily during the first week in your new home.

Plan ahead to make your moving day drama-free. Unless, of course, you want to be on a reality show! 

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Make Your Home Show Better 

It’s no secret in the real estate world that the more attractive your home looks to potential buyers, the more likely it will be to sell quickly and for a good price.

So, obviously, you want to do everything you can to ensure your home “shows” well. But before you invest in a major renovation or other costly improvements – which may not be necessary – consider these low-cost tips first.

Paint. This is the easiest and most cost-effective way to make a room or other area of your home look bright and new.

Potted flowers. Flowers always brighten up a space. And if they’re potted, you can place them anywhere – in the foyer, outside the front door, even on the back deck.

New mats. Mats get worn and stained so easily. Place new mats at all entranceways. 


Obvious repairs. A squeaky fence gate. A dripping faucet. A broken floor tile. People notice. Get these repaired.

Upgraded lighting. Improve the lighting in key areas of your home, such as the basement, which tends to be darker.

These tips won’t cost much and are relatively easy to implement. Yet, they can have a dramatic affect on how well your home shows. 

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The Most Important Room In Your Home

When preparing your home for sale, you want to make sure every room looks its best. But pay particularly close attention to the kitchen. Many buyers will spend a lot of time determining whether or not it meets their needs. In fact, some buyers will even form an impression about the entire property based primarily on how they feel about the kitchen!

How do you make it look its best?

Start by making sure your kitchen appears as roomy as possible. Put away all countertop appliances, even the toaster, and the coffee machine, so that the counter space is completely clear.

Check that your cabinets and pantry shelves aren’t stuffed with dishes, foodstuff, and other items. While that’s normal in most family homes, it doesn’t promote the image of plentiful storage space. Clear out as much as you can. Make sure what you leave behind, especially food items, is stored neatly. Got a junk drawer? We all do. Empty the contents into a box and stow it away.

Of course, you want to ensure that the kitchen is clean and shiny. The area in and around the sink is critical. There are some excellent specialty cleaners available that will remove even the most stubborn stains in a stainless steel sink. (Never use steel wool or other abrasive cleaners. They leave unsightly scratches.)

If you have a window over the sink – a great selling feature – make sure it’s especially clean. You can be sure that buyers will linger for a few moments to look through it.

And, finally, don’t forget the space under the sink. Make sure that the space is as clean – and empty – as possible. 

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